José Maria Soares Nunes |
President |
Date and Local of Birth: April 11, 1958, in São Paulo, SP
Brief Professional Background: His career began at Banco Bradesco S.A. in June 1982, followed by a promotion to the position of Executive Superintendent in September 1998, which he held until September 2000. From September 2000 to August 2002, he served as of Director at Banco BCN S.A., a financial institution acquired by Banco Bradesco S.A. In August 2002, he was elected Department Director at Bradesco, working in the Tax Audit Department, and was responsible for activities related to tax and corporate matters, a position he held until June 2012. As Director of Tax Audit, the risk aspects of tax issues consisted of interpreting the legislation on direct and indirect taxes and assessing the proper way to handle operations carried out by the Organization, as well as the calculation and collection of taxes and their ancillary obligations. Nunes also managed the tax litigation of the Organization’s federal taxes, assessing the inherent risks, with the purpose of properly constituting accounting provisions. At the corporate level, he worked on applying legislation related to the matter on any and all corporate acts performed at the Bradesco Organization. The Tax Audit Department was created to maintain a group of tax and corporate experts to eliminate or mitigate risks in these areas. Indeed, the Organization has evolved remarkably in terms of compliance, methodology and internal controls. He also has experience as Departmental Director in the Operational Control Department (now Department of Business Operations), whose “back office” nature was created in an effort to take back office and control activities from the business areas. Its creation was based on the principle that “those who negotiate should not control”; in other words, there is a “Chinese wall” between these two macro-stages that the processes undergo, affording greater focus to the business areas. As such, the Department was conceived with the purpose of mitigating risks, especially those of an operational nature. Some of these activities include: Provision of information on the various financial assets, derivatives, currencies, commodities, shares, liabilities and indices by primary risk factor to generate reports and management bases used by the Treasury Department Tables and for the Risk Department; Development, maintenance, support and real-time management of ticketing systems and real-time monitoring of risks and P&L per trader (stop-loss, exposure size, counterparties and brokers authorized to operate, price tunnel and quotations); Calculation of the daily consolidated P&L of the Treasury; Calculation and provision of the Foreign Exchange Exposure in real time, closing and projection for the opening of D+1 to the Treasury; Assessment of the needs and processes required to include regulatory frameworks, financial management, registration, settlement with the Chambers and Systems of the Central Bank of Brazil, trading system, product system, management systems, contracts with customers, treatment of primary risk factors, accounting, treatment methodology for calculating the P&L, definition of data and/or reporting needs to meet the Treasury, including in relation to Assets Liabilities Management and Risk Department; Real-time management of the Bank Reserve Accounts of the Organization’s Institutions, including the set of known and expected inflows and outflows, as well as the proper maintenance of compulsory deposits with the Central Bank of Brazil; Daily liquidity calculation within regulatory parameters and established governance as support to the Treasury and provision of related data to the Risk Department; Composition of the calculation base, determination of the requirement and management of compliance for compulsory deposits on Cash Resources, Time Deposits and Savings Deposits with the Central Bank of Brazil; Ascertaining the calculation base and the amount to be collected from the Credit Guarantee Fund (FGC); Accounting/management reconciliation to support accounting, especially when closing trial balances and balance sheets. In March 2014, he was elected as a standing member of the Audit Committee of Banco Bradesco S.A., a position he currently holds, being, since 2022, coordinator of the Body.
Other Professional Experiences:
Previous:
Member of Managing Body of Fundação Bradesco;
Effective Member of the Fiscal Council of Cielo S.A., of Companhia Brasileira de Soluções e Serviços, and of Top Clube Bradesco, Segurança, Educação e Assistência Social;
Effective Member of the Fiscal Council of Fidelity Processadora e Serviços S.A.
Degree:
Accounting Science from Faculdades Franciscanas, Faculdades Integradas Santo Antônio – FISA
Other Courses:
MBA in Finances from IBMEC – Instituto Brasileiro de Mercado de Capitais
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Joaquim Caxias Romão |
Effective Member |
Date and Place of Birth: August 25, 1960, in São Paulo, SP
Brief Professional Background: He has over 30 years of experience in the fiscal, tax and accounting fields. His first contact with risk issues was at Ernst & Whinney (now Ernst & Young), where he worked as an external auditor for National and Multinational companies and local financial institutions, performing activities related to the accounting, fiscal, and tax legal areas, which are directly or indirectly involved in risk issues inherent to them. Romão served for more than 20 years in the Tax Audit Department of Banco Bradesco S.A., where he joined in February 1999 and, in September 2017, was promoted to the position of Executive Superintendent, remaining until March 2021. In the Tax Audit, he worked in the Tax Litigation of federal taxes of Bradesco Organization companies as an Executive Superintendent. As for tax litigation, in addition to assessing the inherent risks and their impact on the constitution of the respective accounting provisions, he also provided subsidies to the Organization’s Risk Management area. His management style has always been guided by the improvement of internal controls, including the development of systems that can mitigate flaws in measuring values or the prospect of losses in disputes pending a decision by the Judicial or Administrative authorities. In March 2022, he was elected an effective member of the Audit Committee of Banco Bradesco S.A., a position he currently occupies. He is also a Standing Member of the Audit Committee of Bradespar S.A.
Other Professional Experience:
Current:
Effective Member of Fiscal Council of Banco Bradesco S.A.
Effective Member of Fiscal Council of Bradespar S.A.
Previous:
Executive Superintendent of the Fiscal Audit Department of Banco Bradesco S.A.
Fiscal and Accounting Advisor of the Board of Operations of Banco de Crédito Nacional.
Degree:
Accounting from Universidade Cidade de São Paulo
Law from FMU
Other Courses:
MBA – Controller – USP x FIPECAFI – Fundação Instituto de Pesquisas Contábeis Atuariais e Financeiras
PGD – Mananger Development Program from ISE Business School in São Paulo
PMD – Program for Management Development – ISE Business School in São Paulo
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Vicente Carmo Santo |
Effective Member |
Date and Local of Birth: April 5, 1961, in São Paulo, SP
Brief Professional Background: He began his career in 1976 at Banco BCN S.A., a financial institution that was acquired by Banco Bradesco S.A. in December 1997. He worked in the Department of Risk Management (Now DCIR) from its creation in early 1999 until the beginning of the last quarter of 2001 in the position of Departmental Manager. In this position, he was involved in data analysis and Market Risk models, as well as the production of volatility bases and correction of numerous financial assets, derivatives (over-the-counter and standardized), currencies, commodities, shares, liabilities and indices; in the daily consolidation of the Value at Risk (Var) of the Trading Portfolio, currency exposure and interest rate exposure of the Commercial Portfolio; participating in the Risk Department’s internal groups for the preparation of Risk Policies, stress tests and contact with the Group’s Various Departments and Companies, as well as mapping the risks of the products managed by them; in the analysis of the impacts of risks on the structure of the balance sheet, reporting to Treasury, Controllership and Accounting; and monitoring and analyzing the liquidity of the Group’s Banks and Financial Companies. At the end of 2001, he joined the Department of Operational Control of Treasury and Fund raising – DCOTC (now the Department of Business Operations). There, he was responsible for providing information on the various financial assets, derivatives (over-the-counter and standardized) currencies, commodities, shares, liabilities and indices by primary risk factor to generate reports and management bases used by the Treasury Department Tables and for the Risk Department; for the development, maintenance, support and real-time management of the reporting and monitoring systems in real time of risks and P&L per trader (stop-loss, exposure size, counter-parties and brokers authorized to operate, price tunnel and quotations); For contracts with customers, treatment of primary risk factors, accounting, treatment methodology for P&L calculation, definition of data needs and/or reports to meet Treasury, including with regard to Asset Liabilities Management (ALM), and Risk Department; and for the daily calculation of liquidity within the parameters and governance established, as support for the provision of Treasury and related data to the Risk Department. In December 2007, he was promoted to Executive Superintendent, a position he held until April 2020. During this period, more specifically from 2013 to 2020, he worked in the Planning, Budget and Control Department (now called the Controllership Department), where, among other activities, he designed and monitored the Capital Level along with the Risk Department for timely decision-making with a view to regulatory compliance and the buffers defined by the Executive Board and Board of Directors. From April 2012 to July 2020, he held the position of Member of the Audit Committee of Bradespar S.A. and in March 2023, he was elected a Standing Member of the Audit Committee of Banco Bradesco S.A.
Other Professional Experiences:
Previous:
Effective Member of the Fiscal Council of ADC Bradesco – Associação Desportiva Classista
Alternate Member of the Fiscal Council of Caixa Beneficente dos Funcionários do Bradesco (in liquidation)
Degree:
Foreign Trade from Universidade Paulista – UNIP
Other Courses:
Lato Sensu MBA Post-Graduation in Projects Management from Fundação Getúlio Vargas – FGV
Pre-AMP Preparation Program – Wharton University – Philadelphia – EUA
Advanced Management Program – The Wharton School – University of Pennsylvania – EUA
PMD Bradesco – Program for Management Development – IESE University of Navarra School – São Paulo, SP
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Ludmila de Melo Souza |
Effective Member |
Date and Local of Birth: March 5, 1986, in Patos de Minas, MG
Brief Professional Background: Accountant. Certified by experience as a member of the Audit Committee (CccoAud+) by the Brazilian Institute of Corporate Governance (IBGC). She is a member of Audit Committees and Fiscal Councils of medium and large-sized Brazilian Companies. Holds a Ph.D. in Controllership and Accounting from the University of São Paulo (USP). Post-graduated in Actuarial Science from University of Rio de Janeiro (UFRJ). Professor at the Department of Accounting and Actuarial Sciences at the University of Brasília (UnB). Member of the Finance and Accounting Commission of IBGC. Consultant and Advisor in Corporate Accounting, Performance Evaluation, and Valuation. Associated member of the Brazilian Institute of Corporate Governance (IBGC), the Brazilian Institute of Finance Executives (IBEF-SP), and Women Corporate Directors (WCD).
Other Professional Experience:
Current:
Alternate Member of Fiscal Council of Banco Bradesco S.A.
Independent Audit Committee Member of Brazilian Institute of Corporate Governance (IBGC)
Independent Audit Committee Member of PREVI
Audit Committee Member of Real Grandeza
Alternate Member of Fiscal Council of Energisa S.A.
Professor at the Department of Accounting and Actuarial Sciences of the University of Brasília
Professor of the Professional Master’s in Governance and Innovation at the University of Brasília
Previous:
Member of the Audit Committee of Vports
Audit Committee Coordinator of Santos Port Authority (SPA)
Audit Committee Member of Empresa de Pesquisa Energética (EPE)
Degree:
Bachelor of Accounting Sciences – University of Brasília (UnB)
Master’s in Accounting – University of Brasília (UnB)
Ph.D. in Controllership and Accounting – University of São Paulo (FEA/USP)
Post-Graduation in Actuarial Science – University of Rio de Janeiro (UFRJ)
Other Courses:
IBGC Lifelong Learning – 2025 (ongoing)
High-Performance Boards in Pension Funds – 2025 (ongoing)
ESG Risks and Communication – 2024
IBGC Lifelong Learning – 2024
KPMG Accounting Journey – 2023
KPMG Risk University Executive – 2023
GRI Standards for Sustainability Reporting Course – 2022
Audit Committee, Supervision, and Controls Course– 2022
People, Culture and Governance Committee Course – 2022
Managing DISC Behaviors – 2022
Actuarial Evaluation in Pension Plans – 2022
Board of Directors Development Program – 2022 (IBGC)
IBGC Talks – Climate Change – 2022
Governance Program for State-Owned Enterprises Administrators – 2022
Transactions Among Related Parties Course –2022
Certifications:
Member Expert of Audit Committee (CccoAud+) from IBGC
GRI Standards – Global Reporting Initative
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Ava Cohn |
Effective Member |
Date and Place of Birth: October 2, 1964, São Paulo, SP.
Brief Professional Background: Senior executive, with over 25 years of experience in the local financial market, focusing on large investors, corporations, institutional investors and financial institutions. She has held leadership roles in medium- and large-scale local and foreign institutions, such as Banco BMG, Banco Safra and Banco CCB Brasil. Cohn has experience in crisis management, with a systemic view focused on building long-term relationships. She has great interest in Corporate Governance and Compliance. She has worked at medium-sized local banks as well as international banks, serving positions such as Superintendent/Executive in the funding department (the department responsible for raising funds from the investing public), as well as providing guidance to branches on funding activity. In the course of her duties, she assisted the financial/treasury department and the Risks Committee with information regarding the flow of resources to control cash flow, which is related to liquidity risk. She has actively participated in decisions as to cash flow equalization, in an effort to mitigate liquidity risk. Also in the operational sphere (operational risk), she tracked information with the Back Office on the operational flow concerning the fund raising process (customer registration, update, operation report). She also monitors the KYC (know your customer) process. Cohn provides guidance to the staff and branches on the importance of fund raising activity in terms of maintaining a comfortable level of liquidity. In order to improve her efforts serving on Boards, she took a Compliance Course at the INSPER Institute, Training Course for Board Members – ABPW, at Saint Paul Business School, where the risk module was taught. She also attended courses at the Brazilian Institute of Corporate Governance (IBGC) for Audit Committee members as well as Audit Committee courses, where the Risk module was also taught. She completed an advanced ESG course at the Saint Paul School of Business. In April 2024 she enrolled in the SEER advanced Program for CEOS, board members and shareholders at Saint Paul School of Business. In March 2021, she was selected as an alternate member of Fiscal Council of Banco Bradesco S.A. and assumed the position of Effective Member in May 2022. Assumed the role of advisory board member at the Institute Devolver in April 2024.
Degree:
Business Administration from Fundação Getulio Vargas – FGV / SP
Other Courses:
Executive MBA from Instituto de Ensino e Pesquisa – INSPER / SP.
Post MBA – ABPW- Advanced Boardroom Program for Women – training for women Board Members – International Module held at ESMT in Berlin.
LDR- High Impact- Leading Digital Reinvention, at Saint Paul Business School in partnership with IBM, directed to top executives and focused on digital transformation – International Module at IBM (2022) – USA
C2i – Certification for Innovation Councilors – GoNew (2021)
C2s- Certification for Social Councilor – Social Governance – Gonew (2022)
Audit Committee, Inspection and Controls – IBGC (2022)
Fiscal Council in Practice – IBGC (2021)
Tel Aviv University – Lahav Executive Education – Internacional Module (Saint Paul – ABPW) – 2022- Leading Innovation as Board Member,
EADA Business School – ESG – International Module – Barcelona – (Saint Paul – ABPW – 2023)
Completed Diversity Program in Council – (PDeC – Class 7, performed from IBGC in 2023
Completed Advanced ESG Program – Saint Paul Escola de Negócios (2024)
Completed Advanced Program SEER – Advanced Program for CEOs, Board Members and Shareholders – Saint Paul Escola de Negócios (2024)
Additional information:
Associated with IBGC – SP and e IBEF SP (since 2019)
Member of WCD – Women Corporate Directors (since 2023)
Member of the Financial Institutions Governance Committee of Instituto Brasileiro de Governança Corporativa – IBGC (since 03/2023 -12/2024)
Member of Scholarship Committee –Saint Paul Business School (2023)
She participated as a mentor in the Small and Medium Companies program, a group created during the pandemic crisis that started in 2020, with the purpose of supporting small and medium-sized companies.
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Frederico William Wolf |
Alternate Member |
Date and Local of Birth: May 12, 1957, in São Paulo, SP.
Brief Professional Background: He began his career at Banco Bradesco S.A. in April 1972. In April 2004, he was promoted to the position of Executive Superintendent and, in June 2011, elected Department Officer, quitting in January 2020 and returning in March 2022, as Alternate Member of the Fiscal Council of Banco Bradesco S.A.
Other Professional Experiences:
Previous:
Officer of Bradesco-Kirton Corretora de Câmbio S.A.
Member of the Managing Body of Fundação Bradesco
Sector Officer of the Compliance Commission of FEBRABAN – Brazilian Federation of Banks
Member of the Comission of Governance in Financial Institutions of IBGC – Brazilian Institute of Corporate Governance
Officer of Banco Bradescard S.A., Banco Bradesco BBI S.A., Banco Bradesco Berj S.A.,
Banco Bradesco Financiamentos S.A., Banco Losango S.A. – Banco Múltiplo, BEC and
BEM- Distribuidora de Títulos e Valores Mobiliários Ltda., Bradesco Leasing S.A. –
Arrendamento Mercantil, Bram – Bradesco Asset Management S.A. Distribuidora de
Títulos e Valores Mobiliários and Kirton Bank S.A. – Banco Múltiplo
Sectorial Officer of the Comission of Risk Management
Second Officer Secretary of Caixa Beneficente dos Funcionários do Bradesco Officer of NCD Participações Ltda.
Deputy Member of the Audit Committee of TecBan – Tecnologia Bancária S.A.
Member of COPLAFT – Comité Latinoamericano para la Prevención del Lavado de
Activos y Financiamiento del Terrorismo of FELABAN – Federación Latinoamericana de Bancos.
Degree:
Business Management from FAC-FITO – Faculdade de Ciências da Fundação Instituto Tecnológico de Osasco
Other Courses:
Management of Financial Institutions (Banking) from Fundação Getulio Vargas – Escola de Administração de Empresas de São Paulo
Information Technology from Fundação Getulio Vargas – Escola de Administração de Empresas de São Paulo
Finance from Fundação Getulio Vargas – Escola de Administração de Empresas de São Paulo
PGA – Program of Advanced Mnagement from Fundação Dom Cabral
AMP – Advanced Management Program from IESE Business School, University of Navarra, São Paulo
Anti-Money Laundering Specialist from Association of Certified Anti-Money Laundering Specialists – ACAMS
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Artur Padula Omuro |
Alternate Member |
Date and Place of Birth: September 23, 1961, in São José do Rio Pardo, SP.
Brief Professional Background: He began his career in a branch of Banco Bradesco as a bank clerk until reach the position of General Manager. He held the position of Executive Superintendent in the Banco Postal project, which was aimed at the banking of the low-income population. After, he acted at Bradesco Prime, in the high-income client management. He was Officer of Banco Bradesco Cartões until 2019 and participated as a member of the Board of Directors at the companies: Cielo S.A. (business solution for commerce with capture machines and intelligence), Alelo S.A. (company of prepaid solutions and benefits), Veloe (a brand of Alelo company) and Livelo S.A. (coalition and rewards company). In 2022, he was elected alternate member of the Fiscal Council of Banco Bradesco and Bradespar.
Other Professional Experiences:
Previous:
Officer of Banco Bradescard S.A., Banco Bankpar S.A. (incorporated in 2014), Banco Bradesco Cartões S.A. (incorporated in 2019), MPO- Processadora de Pagamentos Móveis S.A. (incorporated in 2020) and Tempo Serviços Ltda.
Effective Member of the Board of Directors of Alelo S.A., Cielo S.A., Livelo S.A. and Stelo S.A.
Alternate Member of the Board of Directors of Crediare S.A. – Crédito, Financiamento e Investimento
Degree:
Business Administration from Pontifícia Universidade Católica de Campinas – PUC/Campinas
Other Courses:
Lato Sensu Post-Graduation MBA in Marketing, level of Specialization from Fundação Getulio Vargas – FGV/RJ
Lato Sensu Post-Graduation – MBA with specialization in Banking (Finance) from Fundação Instituto de Administração – FIA/USP
Post-Graduation in Advanced Management from IESE Business School – University of Navarra
Training of Fiscal Council member from Instituto Brasileiro de Governança Corporativa (IBGC)
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Luiz Eduardo Nobre Borges |
Alternate Member |
Date and Local of Birth: February 15, 1975, in Guarulhos, SP.
Brief Professional Background: He began his career in 1995 as a Sales Promoter. In January 2001 he joined to Banco Bradesco S.A. as Analysis Manager in the Controller’s Department, consolidating the budget process for the Bank’s branches. He supported the implementation of the measurement of the result of the bank branches and customers by business segment. In 2006, he started the formation of the Strategic Planning Area of the Organization, structuring the integration with the budget. For several years, he developed strategic planning workshops with the entire Board of Executive Officers of the Bank, aiming to discuss the Institution’s positioning, main strategic focuses, investments and main growth guidelines, always binding these guidelines to the budget. He participated in several evaluations of investments for the acquisition of payroll, with Public Bodies and Private Companies, as well as the evaluation of investments for the acquisition of several businesses, including other Financial Institutions. He managed the process of implementation of overhead costs in the product and customer perspective. In April 2015, he was promoted to Executive Superintendent, a position that he held until October 2020. In March 2022 he was appointed as Alternate Member of the Fiscal Council of Banco Bradesco S.A.
Other Professional Experiences:
Previous:
Alternate Member of Fiscal Council of Bradespar S.A.
Executive Superintendent of Controller’s Department of Banco Bradesco S.A.
Degree:
Accounting from Universidade de São Paulo – USP
Law from Universidade Cidade de São Paulo – UNICID
Other Courses:
Executive Master of Business Administration in Finances from Instituto de Ensino e Pesquisa – INSPER
PMD Bradesco – Program for Management Development from IESE – University of Navarra
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Monica Pires da Silva |
Alternate Member |
Date and Place of Birth: July 14, 1964, Niterói, RJ.
Brief Professional Background: She began her career at IBM Brazil in 1989, where she remained for more than thirty years. She held several leadership positions, working in a matrix structure and leading multidisciplinary and global teams. She has acquired extensive knowledge in Finance, Controls, Audit, Compliance and Operations, as well as solid experience in Innovation, process transformation, business strategy and leadership of international business integration projects. She led the Business Controls area at IBM Brazil, where she implemented Sarbanes-Oxley, and in the position of Indirect Tax Manager, she was responsible for the area’s tax planning and monitoring the risks of tax litigation. She was Finance Controller of IBM’s Consulting Division and CFO of the Research Laboratory. Her last position, when she left IBM in May 2023, was Global Finance and Operations Leader for AI (Artificial Intelligence) and Finance and Operations Leader for India, Brazil and Singapore Research Labs. Alongside her executive career, 10 years ago she began her career in Governance and since then, she has been a member of Boards of Directors, Fiscal Councils, Coordinating Audit Committees and Mentoring Startup&Scale-ups. In March 2023, she was elected Effective Member of the Fiscal Council of Banco Bradesco S.A. Until December 2023, she was Coordinator of the IBGC Innovation Commission and President of the AMCHAM-SP Strategic Finance Committee. In January 2024, she was elected Director of the Micro, Small and Medium Industry Department and Acelera FIESP.
Outras Experiências Profissionais:
Current:
Member of the Board of Directors of Plano & Plano Empreendimentos S.A, where she also coordinates the Statutory Audit Committee (CAE)
Director of the Micro, Small and Medium Industry Department and Acelera FIESP
Member of the Board of Directors of Zeka Educação S.A.
Member of Fiscal Council of Pacto Global da ONU-Rede Brasil
Governance Mentoring – Ernest & Young Winning Women Program
Member of AMCHAM Strategic Corporate Governance Committee
Governance Mentoring PdeC (Diversity on Board Program) – IBGC
Previous:
Member of the Board of Directors of Fras-le S.A.
Member of the Advisory Board da United Way Brasil
Member of Fiscal Council of United Way Brasil
Alternante Member of Fiscal Council of Embraer S.A.
Alternate Member of Fiscal Council of Invepar S.A.
Member of the Advisory Board of Verbo Comunica Ltda.
Coordinator of Innovation Committee – IBGC
President of Strategic Finance Committee – AMCHAM – SP
Governance Mentoring – 2024 IMEX Program for Small & Medium Companies
Degree:
Accounting from Universidade Estadual do Rio de Janeiro – UERJ
Law from Universidade Cândido Mendes
Other Courses:
Master’s Degree in Administration from Coppead/UFRJ
Post-Graduation in Labor Law from Universidade Gama Filho
MBA Corporate from Fundação Dom Cabral
Post-MBA in Management Kellogg School of Management from Northwestern Univ US
Certification in Global Business Administration from Thunderbird School of Global Management, US
Training in IPO for Board from BM&F BOVESPA
CFO Program Deloitte – São Paulo
Harvard Leadership for Senior Executive from Harvard Business School, Boston, US
Singularity Executive Program from Singularity University, Cupertino, US
Course for Board of Directors from Brazilian Institute of Corporate Governance – IBGC
Cyber Security Course for Board from IBGC
Inovation Board – C2i GoNew.co
Digital Transformation of Business IMD
Leading Digital Reinvention, Saint Paul with International Module in Berlim, Germany
Certifications: OAB-SP, CRC-RJ, Member of the Board of Directors and Member of the Fiscal Council certified from IBGC and Member of the Board of Innovation from Go-News
Co-author of the books “Mulheres no Conselho“, 2022 and “Empreendedoras de Alta Performance”, 2016 , both from Editora Leader-São Paulo.
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Marcos Aparecido Galende |
Alternate Member |
Date and Place of Birth: May 9, 1967, in Osasco, SP.
Brief Professional Background: He began his career at Banco Bradesco S.A. in April 1983. In February 2008 he was promoted to the position of Executive Superintendent, being, in August 2010, elected as Officer and, in June 2011, Department Officer, who resigned in November 2023. In March 2025, he was elected Alternate Member of the Fiscal Council of Banco Bradesco S.A.
Other Professional Experience:
Current:
Effective Member of the Fiscal Council of Bradespar S.A.
Effective Member of Fiscal Council of Bradseg Participações S.A.
Effective Member of Fiscal Council of Cielo S.A. – Instituição de Pagamento
Alternate Member of Fiscal Council of Elo Participações Ltda.
Alternate Member of Fiscal Council of Elo Serviços S.A.
Previous:
Member of Managing Body of Fundação Bradesco.
President of the Fiscal Council of Instituto Kirton Solidariedade
Effective Member of the Fiscal Council of BBC Processadora S.A.
Effective Member of the Fiscal Council of Aquarius Participações S.A
1st Alternate Member of the Fiscal Council of Boavista Prev – Fundo de Pensão Multipatrocinado
Effective Member of the Fiscal Council of Top Clube Bradesco, Segurança, Educação e Assistência Social
Degree:
Economic and Accounting Sciences from Faculdade de Ciências da Fundação Instituto Tecnológico de Osasco – FACFITO.
Other Courses:
Executive MBA in Finances from Insper – Instituto de Ensino e Pesquisa.
MBA Controller from Faculdade de Economia, Administração e Contabilidade da Universidade de São Paulo – FEA – USP.
Advanced Management Program (AMP), given by Fundação Dom Cabral.
Advanced Management Program (AMP), given by IESE Business School – University of Navarra, São Paulo.
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